Rapid City, South Dakota – Consumers across South Dakota are seeing their personal credit scores increasingly at risk as credit card delinquency rates continue to climb nationwide. A new report by the personal-finance company WalletHub shows that South Dakota ranks fourth overall among states where credit card delinquency is increasing the most in the first half of 2025.
Source: WalletHub
The analysis, which assessed credit card delinquency across all 50 states, found a concerning trend impacting individuals’ financial health. For the second quarter of 2025, South Dakota posted a significant rise in late credit card payments.
Key figures for South Dakota from the report:
- Overall Rank: South Dakota placed fourth nationally in the ranking of states where credit card delinquency is increasing the most.
- Share of Delinquency: The share of the average number of credit card tradelines delinquent in the second quarter of 2025 was 20.64 percent.
- Quarterly Change: The change in the average number of credit card tradelines delinquent from the first quarter of 2025 to the second quarter of 2025 was a notable 29.92 percent.