Trump health care insurance Congress savings accounts.

President Donald Trump speaks at the Detroit Economic Club, Tuesday, Jan. 13, 2026 in Detroit. (AP Photo/Ryan Sun)

Trump announces outlines of health care plan he wants Congress to consider

President Donald Trump has announced the outlines of a health care plan he wants Congress to take up. The planned announced by the White House on Thursday comes as Republicans are under increasing pressure to address rising health costs and a jump in insurance premiums after lawmakers let subsidies expire. The cornerstone of his plan is a proposal to send money directly to Americans for health savings accounts so they can bypass the federal government and handle insurance on their own. Democrats have rejected the idea as a paltry substitute for covering the high costs of health care.

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