national championship cfp miami indiana.

Miami head coach Mario Cristobal and Indiana head coach Curt Cignetti pose with the trophy after a news conference ahead of the College Football Playoff national championship game between Miami and Indiana, Sunday, Jan. 18, 2026, in Miami. The game will be played on Monday. (AP Photo/Chris Carlson)

Transfer QBs Mendoza, Beck headline college football’s biggest game and signify broader trend

The biggest game in college football is set to be decided by transfer quarterbacks for the second year in a row. Indiana’s Fernando Mendoza and Miami’s Carson Beck both joined their teams after successful stints elsewhere. This trend of transfer quarterbacks leading teams to championships is growing. Indiana coach Curt Cignetti emphasizes the need for immediate success, saying there’s no time to wait for development. Transfer quarterbacks like Joe Burrow and Stetson Bennett have previously found success. Cignetti has already lined up another transfer, Josh Hoover, to compete for the starting role next season.

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